Know your ‘starting line’ to properly manage money

By David Butts

POSTED: 01:30 a.m. HST, May 06, 2012

~~<p>Question: In your book you advise people to cut their spending and increase their income until they have positive monthly cash flow. What do people tell you is the most difficult challenge they have accomplishing that?</p>
<p>Answer: We have been helping thousands of Hawaii’s working class over the past 10 years. These are great families that have jobs, children and want to do better with their finances but are having a difficult time keeping up with the rising cost of goods. Everything from gas, food, health insurance and even the cost of taking the family to see a movie is having a negative impact.</p>
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Question: In your book you advise people to cut their spending and increase their income until they have positive monthly cash flow. What do people tell you is the most difficult challenge they have accomplishing that?

Answer: We have been helping thousands of Hawaii’s working class over the past 10 years. These are great families that have jobs, children and want to do better with their finances but are having a difficult time keeping up with the rising cost of goods. Everything from gas, food, health insurance and even the cost of taking the family to see a movie is having a negative impact. Login for more...