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Plan gifts and stick to a budget to curb overspending

By Kristen Consillio

POSTED: 01:30 a.m. HST, Dec 15, 2013

~~<p><strong>Question: </strong>What can consumers do to prevent overspending during the holidays?</p>
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<td><strong> KEVIN&nbsp;SHIINOKI</strong><br />
&gt;&gt; <strong>Position</strong>: President, Hawaiian Collectors Association <br />
&gt;&gt; <strong>Phone</strong>: 948-9309 <br />
&gt;&gt; <strong>Age</strong>: 46 <br />
&gt;&gt; <strong>Education</strong>: Bachelor&rsquo;s degree in business administration, University of Washington; University of Hawaii William S. Richardson School of Law</td>
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<p><strong>Answer:</strong> The most important thing for a consumer to do is to think through the gifts you intend to purchase and determine the amount you have available to spend on each gift. Make a list, along with a budget, and stick to it. Consider making inexpensive gifts for friends and family. Continually remind yourself to avoid the temptation to spend more than you have.</p>
~~

Question: What can consumers do to prevent overspending during the holidays? KEVIN SHIINOKI >> Position: President, Hawaiian Collectors Association >> Phone: 948-9309 >> Age: 46 >> Education: Bachelor’s degree in business administration, University of Washington; University of Hawaii William S. Richardson School of Law

Answer: The most important thing for a consumer to do is to think through the gifts you intend to purchase and determine the amount you have available to spend on each gift. Make a list, along with a budget, and stick to it. Consider making inexpensive gifts for friends and family. Continually remind yourself to avoid the temptation to spend more than you have. Login for more...



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