Isle homeowners insurance rises minimally after claims

Increases in premiums for Hawaii homeowners who file claims are among the lowest in the U.S., according to online insurance shopping site InsuranceQuotes.com.

The site’s analysts used data from the National Association of Insurance Commissioners and found that the annual average premium in Hawaii increases 5 percent to $986 from $938 after one claim is filed. That compares to a national average increased premium of $988, up 9 percent from $909 before filing a claim.

Minnesota and Connecticut residents pay an average of 21 percent more after filing a claim, up to $1,189 from $981 in Minnesota, and $1,269, up from $1,052 in Connecticut, the analysis found. Homeowners in Texas saw no increases after filing claims, while New York homeowners paid 1 percent more, or $1,055, up from $1,044.