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Catch that epic rate, just in time for summer vacation!

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For a limited time only, The University of Hawai`i Federal Credit Union (UHFCU) is offering a special Personal Loan rate as low as 4.50% APR for up to 5 years!*

Looking to avoid the higher monthly payments that come with shorter term loans? This Personal Loan special is for you! With loan amounts up to $25,000, stretch your payments to 5 years and lower your monthly payment.

Take advantage of the extra cash for something special this summer, like taking a family vacation, paying for that summer shopping spree, or even consolidating your higher-interest rate credit card balances into a single fixed, monthly payment.

Voted as a finalist for The Honolulu Star-Advertiser’s 2018 “Hawaii’s Best” credit unions, UHFCU consistently offers some of the best rates on the islands. Plus, with new state-of-the-art online and mobile services, UHFCU makes it easy to receive your cash FAST! Apply online or on our mobile app in less than five minutes and qualifying members could receive the funds that same business-day.

If you are not currently a member of UHFCU and wish to apply for the loan, you may become a member by opening a savings account with just a $5 deposit. Accounts and loans can be opened online at in just a few minutes or at any UHFCU branch.

Join Hawai`i’s leading credit union and the more than 29,000 UHFCU members who enjoy better rates and fees. University of Hawai`i Federal Credit Union (UHFCU) is a full-service financial institution with state-of-the-art Online and Mobile Banking services – giving you 24×7 control of your finances. We make it easy to bank with access at 50+ branch locations, 375+ ATMs, our 5-minute Online Loan application at, and more.

Established in 1955 by a group of UH faculty, the University of Hawai`i Federal Credit Union has been serving the University of Hawai`i community for over 60 years. Now with 5 branches, including 3 on various UH campuses, UHFCU is committed to providing the best products and services to our University family.

When you join, you will become an owner of the University of Hawai`i Federal Credit Union – the University’s Credit Union. As a UHFCU member, you will enjoy warm, friendly service, convenience, and money-saving rates and fees. Now’s the time to join a “wholesome alternative” with truly local roots, trustworthy advice, and many of the same products and services you’ll find at the big banks – including credit cards and home loans.

Want to join the team? Chances are you are eligible! If you’re a part of the University of Hawai`i system, which include all 10 campuses across the State of Hawai`i, you’re eligible to join! We serve faculty, staff, students, and alumni as well as their immediate family or household members. Join the University’s Credit Union and experience what it is like to be part of a team supporting your school, fellow classmates, professors, staff, and their families.

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