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How to earn 10 times more from your savings

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University of Hawai‘i Federal Credit Union

University of Hawai‘i Federal Credit Union

Boost your savings rates by storing your funds in a Certificate with the University of Hawai‘i Federal Credit Union (UHFCU). Voted as a finalist for “Hawai‘i’s Best 2018” Credit Union category, UHFCU consistently offers some of the best Certificate rates on the islands, some even up to 10X more than what local banks offer. Why settle for average returns when you can have stability, security and fantastic returns on your savings with UHFCU?

Choose from our wide range of terms and benefit from some of the highest rates around, including our 16-month Special Certificate now at 2.15% APY (Annual Percentage Yield)! Want even more flexibility? Give your rate a one-time boost with our Bump-Up Certificate now at 2.00% APY for 21 months! Lock in the current rate now, with the option of a one-time rate increase during your Bump-Up Certificate’s term. If interest rates go up, simply choose to bump up to a higher rate!

If you are not currently a member of UHFCU and wish to open a Certificate, you may become a member by opening a savings account with just a $5 deposit. Accounts and loans can be opened online at in just a few minutes or at any UHFCU branch.

Join Hawai‘i’s leading credit union and the more than 29,000 UHFCU members who enjoy better rates and fees. University of Hawai‘i Federal Credit Union (UHFCU) is a full-service financial institution with state-of-the-art Online and Mobile Banking services – giving you 24×7 control of your finances. We make it easy to bank with access at 50+ branch locations, 375+ ATMs, our 5-minute Online Loan application at, and more.

University of Hawai‘i Federal Credit Union

Established in 1955 by a group of UH faculty, the University of Hawai‘i Federal Credit Union has been serving the University of Hawai‘i community for over 60 years. Today, the credit union has grown to over 29,000 members with over $618 million in assets. Now with 5 branches, including 3 on various UH campuses, UHFCU is committed to providing the best products and services to our University family.

When you join, you will become an owner of the University of Hawai‘i Federal Credit Union – the University’s Credit Union. As a UHFCU member, you will enjoy warm, friendly service, convenience, and money-saving rates and fees. Now’s the time to join a “wholesome alternative” with truly local roots, trustworthy advice, and many of the same products and services you’ll find at the big banks – including credit cards and home loans.

Want to join the team? Chances are you are eligible! If you’re a part of the University of Hawai‘i system, which include all 10 campuses across the State of Hawai‘i, you’re eligible to join! We serve faculty, staff, students, and alumni as well as their immediate family or household members. Join the University’s Credit Union and experience what it is like to be part of a team supporting your school, fellow classmates, professors, staff, and their families.

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