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“Next Gen” Banking – You may be surprised at who offers it

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Join Hawai‘i’s leading credit union and the more than 29,000 UHFCU members who enjoy better rates and fees. University of Hawai‘i Federal Credit Union (UHFCU) is a full-service financial institution with state-of-the-art Online and Mobile Banking services – giving you 24×7 control of your finances. We make it easy to bank with access at 50+ branch locations, 375+ ATMs, our 5-minute Online Loan application at, and more.

Established in 1955 by a group of UH faculty, the University of Hawai‘i Federal Credit Union has been serving the University of Hawai‘i community for over 60 years. Today, the credit union has grown to over 29,000 members with over $618 million in assets. Now with 5 branches, including 3 on various UH campuses, UHFCU is committed to providing the best products and services to our University family.

When you join, you will become an owner of the University of Hawai‘i Federal Credit Union – the University’s Credit Union. As a UHFCU member, you will enjoy warm, friendly service, convenience, and money-saving rates and fees. Now’s the time to join a “wholesome alternative” with truly local roots, trustworthy advice, and many of the same products and services you’ll find at the big banks – including credit cards and home loans.

What’s the difference between a credit union and a bank? A credit union is a not-for-profit, financial cooperative that offers the same financial products and services as banks. But, one key difference is that credit unions exist for the purpose of helping their members financially, not to make a profit. When you join a credit union, you’re not just a customer. You are a member that owns a piece of the credit union. Rather than paying profits to unknown stockholders all over the world, the excess earnings are passed back to members in the form of competitive rates, additional products and services, and lower fees – saving you money. Credit unions are founded on the philosophy of “People Helping People”, which is demonstrated through unmatched service and dedication to their members. Join today’s credit union movement!

Want to join the team? Chances are you are eligible! If you’re a part of the University of Hawai‘i system, which include all 10 campuses across the State of Hawai‘i, you’re eligible to join! We serve faculty, staff, students, and alumni as well as their immediate family or household members. Join the University’s Credit Union and experience what it is like to be part of a team supporting your school, fellow classmates, professors, staff, and their families.

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