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The time for professional care comes very quickly, best to prepare in advance!
Nobody saves for old age. Everyone is having too much fun during their younger days.
For many it’s a matter of trying to provide their families with basics such as food and shelter. Any savings are a bonus.
The people who worked their whole lives to be productive citizens and now need help during their last days are getting the shaft, in favor of younger transplants who chose not to work and moved to Hawaii with the specific intent to freeload. The State has made its choice.
Sad but true. You work for 40 years and figure now you just gonna take care of your health, enjoy family, and live happily ever after. Then, next thing you know you’re 88 years old. You know your health is fading, memory gone, get lost once in a while, forget to eat, don’t remember if you took your meds. Family got to work, have a hard time keeping tabs on you. No one wants to be a burden. Because you have a Pension you don’t qualify for assistance to go to a care home. What you do? Nothing, just find a place to sit and take a nap!
Indeed you got it right! Those without families or friends fare worst! Yes, it’s “sad but true”!
Elders/seniors have worked a good portion of their lives and have helped build this state by contributing to it’s economic success. Business owners of retail, food industry, government, city & county, banks, home builders, painters, paying taxes and more.
As they age and need help they are forgotten. Medicare cuts, increased health premiums and on fixed incomes. Unless they have long term care insurance they struggle with out of pocket costs for in-home care.
When are the legislators going to address a bill to help the Kupuna of our state? There’s Medicaid and Quest, however you must income qualify for these benefits which many don’t.
There was talk of the Legislators passing a bill to mandate an automatic withdrawal for everyones’ paycheck to cover Long Term Care. It never materialized.
As our state baby-boomers age – the problems will only get worse. With a nursing shortage and decreasing numbers of qualified caregivers in the islands – we are approaching a hugh dilemma.