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KRYSTLE MARCELLUS / KMARCELLUS@STARADVERTISER.COM "For two years, if it’s a possible $24,000 savings, where can you get a chance like that? Would I be crazy not to try? I admit it won’t work that way for everybody, but for a business like mine, it does work,” said Stephen Nii, owner of Nii Superette Inc. who insures his eight full-time workers through the Hawaii Health Connector’s highest-level platinum plan.