Honolulu Star-Advertiser

Sunday, May 12, 2024 70° Today's Paper


Live Well

Find an assisted-living facility that’s right for your family

Dear Savvy Senior: What’s the best way to go about choosing an assisted-living facility for my 86-year-old father? Since mom died last year, his health has declined to the point that he can’t live at home anymore, but he isn’t ready for a nursing home either. — Searching Susan

Dear Susan: If your dad needs help with things like bathing, dressing, preparing meals, managing his medications or just getting around, an assisted-living facility is definitely a good option to consider.

Assisted-living facilities are residential communities that offer different levels of health or personal care services for seniors who want or need help with daily living.

There are nearly 29,000 assisted-living communities (also called board and care, supportive care or residential care facilities) in the U.S. today, some of which are part of a retirement community or nursing home. Most facilities have anywhere between 10 and 100 suites, varying in size from a single room to a full apartment. And some even offer special memory care units for residents with dementia.

To help you choose a good assisted-living facility for your dad, here are some steps to follow:

>> Make a list: There are several sources you can turn to for referrals to top assisted-living communities in your area, including your dad’s doctor or nearby hospital discharge planner; friends or neighbors who’ve had a loved one in assisted living; and an online search at Caring.com.

>> Do some research: To check into the communities on your list, call your long-term care ombudsman. This is a government official who investigates long-term care facility complaints and advocates for residents and their families. This person can help you find the latest health inspection reports on specific assisted-living facilities and can tell you which ones have had complaints or other problems in the past. To find your local ombudsman, visit LTCombudsman.org.

>> Call the facilities: Once you’ve identified a few good assisted-living facilities, call them to see if they have any vacancies, what they charge and if they provide the types of services your father needs.

>> Tour your top choices: During your visit, notice the cleanliness and smell of the facility. Is it homey and inviting? Does the staff seem responsive and kind to its residents? Also be sure to taste the food, and talk to the residents and their family members, if available. It’s also a good idea to visit several times at different times of the day and different days of the week to get a broader perspective.

On your facility visit, get a copy of the admissions contract and the residence rules that outline the fees (and any extra charges), services and residents’ rights, and explanations for when a resident might be asked to leave because their condition has worsened and they require more care than the facility can provide.

Also, find out their staff turnover rate, COVID-19 infection-control procedures, and if and when medical professionals are on site. To help you rate your visit, Caring.com offers a checklist of questions that you can download and print at Caring.com/static/checklist-AL-tour.pdf.

>> How to pay: Monthly costs for assisted living ranges anywhere from $2,500 to $6,000 or more, depending on where you live, the facility you choose and the services provided. Since Medicare does not cover assisted living, most residents pay out-of-pocket from their own personal funds, and some have long-term care insurance policies.

If your dad has limited financial resources and can’t afford this, most states now have Medicaid waiver programs that help pay for assisted living. Or, if he’s a veteran, he may be able to get funds through the Veterans Affairs’ Aid and Attendance benefit. To find out about these programs, ask the assisted-living facility director, or contact his local Medicaid office (see Medicaid. gov) or the regional VA benefit office (800–827–1000).


Jim Miller is a contributor to NBC-TV’s “Today” program and author of “The Savvy Senior.” Send your questions to Savvy Senior, P.O. Box 5443, Norman, OK 73070; or visit savvysenior.org.


By participating in online discussions you acknowledge that you have agreed to the Terms of Service. An insightful discussion of ideas and viewpoints is encouraged, but comments must be civil and in good taste, with no personal attacks. If your comments are inappropriate, you may be banned from posting. Report comments if you believe they do not follow our guidelines. Having trouble with comments? Learn more here.