Hawaii County police are warning the public about a new wave of “advance fee schemes” that attempt to trick victims into sending money in exchange for nonexistent winnings, gifts or other enticements.

Police cited a recent case in which a woman received a check for more than $6,000 that appeared to be from a legitimate bank along with an note explaining that she had won a lottery and was to deposit the check then wire a fee to the sender. The woman took the check to her bank, which confirmed that it was counterfeit.

Police said there are numerous variations on the scam — promises of winnings, investments, loans, etc. — but that all involve paying someone with the expectation of receiving something greater and not receiving what was promised.

Anyone receiving a suspicious check is advised to take it to a financial institution to verify its authenticity. No payments should be sent unless the check clears the bank, police said.

 The public is advised that if they are unfamiliar with a business they should check with the State Department of Consumer Affairs or the Better Business Bureau to see if it is legitimate and reputable.