comscore How much in credit-card/financial debt are you this holiday season? | Honolulu Star-Advertiser
Big Q

How much in credit-card/financial debt are you this holiday season?

  • C. No debt (686 Votes)
  • B. A little (224 Votes)
  • A. A lot (170 Votes)

This is not a scientific poll — results reflect only the opinions of those voting.

Comments (27)

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  • I learned a long time ago to pay as you go. If you can’t afford it right now, then you can’t afford it later either.
    But I guess for some the best way to have a memorable Christmas season is to be reminded of it when you receive the credit card bill every month in the new year.
    But every kid needs a toy on Christmas, so if there’s a time in the year when you must splurge on things you can’t afford, now’s time to do it!
    Merry Christmas to all!

    • I disagree… Christmas is the time to go into debt. But do it for something that the family really needs or would like to splurge on.

      Rest of the year we should be more frugal.

      It’s the spirit of Christmas. Uncle Scrooge had to learn the hard way.

  • None, because my family celebrates the reason for the season without the toys, bells or whistles but rather with the greatest gift of all mankind. For unto this day a Child was born the “King of Kings”, “Prince of Peace”, “Counselor”, “Almighty God”. The Wise men sought him, The wise men worshiped him and the “Wise” still do.

  • Poll does not ask the question correctly. It should be:
    “How much in financial debt are you in this holiday season from personal/government spending?”

    ZERO debt from personal spending and maybe $32k in the hole from Krook Caldwell’s personal spending on the rail and bums. Thanks for the tax bill you F*ing a$$holes!

  • Too many kupuna have been polled. The number in cc debt should be much higher.

    My son who lives in Hawaii nei has finally refinanced his credit card debt. People, including professionals like social workers, just earn too little to live in Hawaii.

    • Good, let it be a sign that it’s time to move to a cheaper state. No reason for them to continue to suffer in one of the most expensive states in the nation.

      “The problem with socialism is that you eventually run out of other people’s money.”
      ― Margaret Thatcher

    • wiliki: Maybe there is something that the younger generation should learn from the kupuna. “The difference between needs and wants”. Kupuna doesnʻt need Iphone 4,5,6 now 7, Ipod, Twitter, Facebook, Michael Jordans, Coach, Louis Vuitton, yearly, weekly vacations, 24 Gym membership, 2-3 cars for every family and the list goes on.

      • Not even an issue when you live in a cheap state. I kid you not, you can literally buy a house in Detroit for $1 to $100. For anyone with a habit to spend beyond their means, move to the famous Detroit $1 homes so you can have enough surplus cash to buy the latest gadgets since you won’t need to spend 33% of your gross income on rent or a mortgage.

        • Detroit? Do they have jobs available? are those $1-100 homes in a even decent neighborhood? I think I would need to research it first, and that is what people should do when moving to Hawaii Nei, then complain how expensive it is to live here and end up homeless. smh, I hear it all the time.

  • Absolutely nothing wrong with having credit cards if, and a big if, you can pay off the monthly balance on time. Credit cards negates having to carry cash around and actually is advantageous to cash as it doesn’t burn a hole in your pocket. And of course there are it’s perks, such as getting a 1.5% and up cash rebate for every purchase. Foreign travel is easier when using a credit card instead of carrying wads of foreign currency with it’s no transaction fee. The main point is that you must pay monthly balances on time.

      • You must have a limited reading comprehension. How many times in my comment have I stated that you must pay the monthly balance on time. By monthly balance, of course it’s the entire amount – not minimum amount. Sheesh, another high school dropout.

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