The average Hawaii consumer had $7,457 in credit card debt last month, down from $7,524 in January, according to monthly data from CreditKarma.com, a credit scoring website.
Hawaii credit scores average 673, up from 672 a year ago.
Average Hawaii mortgage debt in February was down to $298,278 in February, down 3 percent from a year ago, while the national average mortgage debt in February was $170,312.
The only debt indicator to show a year-over-year increase was the automotive category, up 1.2 percent to $15,693, from $15,507, a possible sign that consumers are buying more vehicles.
Student debt is down 6.7 percent from a year ago, at $25,694 from $27,538, but up 3.8 percent from January.